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oksanaphaliuk
Oct 4, 20241 min read
Credit Score & Mortgage
"What is your credit score, at least ballpark?" is probably one of the first questions your Mortgage Agent will ask you. And it's not...
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oksanaphaliuk
Oct 1, 20241 min read
Mortgage - When To Start
Many people know where to get started when looking for a new home - look online, research different neighborhoods, find a realtor. But...
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oksanaphaliuk
Jun 30, 20241 min read
Refinance And Take Out Equity
Refinancing your mortgage is a great tool not only to potentially decrease your monthly payment. Another benefit of refinancing is equity...
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oksanaphaliuk
Jun 17, 20241 min read
Refinance And Lower Your Payment
On the news there is a lot of talk today about mortgages coming to term and people facing significant increase in mortgage payments,...
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oksanaphaliuk
Jun 5, 20241 min read
Mortgage Pre-Payment Options
Let’s say you are getting a mortgage and know that in a few months or a year you will get a big bonus or access to a significant amount...
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oksanaphaliuk
May 23, 20241 min read
Amortization vs Mortgage Term
This might seem like a very easy question for those who have gone though a mortgage process at least once. But for first-time homebuyers...
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oksanaphaliuk
May 10, 20241 min read
Mortgage Downpayment - 3 Things To Know
You have decided to purchase a home in Canada and are looking at different options? That's great news! So how do you decide what you can...
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oksanaphaliuk
Apr 28, 20241 min read
Mortgage For Newcomers
You have recently arrived to Canada and are looking to buy your first home here. Congratulations! Depending which country you came from,...
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oksanaphaliuk
Apr 20, 20241 min read
Why Work With a Mortgage Agent / Mortgage Broker
Real estate market can be a challenging environment to navigate, especially if you are a first-time homebuyer. When it comes to...
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oksanaphaliuk
Apr 8, 20242 min read
Variable Mortgage Rates - Payment Options
Variable mortgage rate options can be a great choice for many people and can potentially provide savings opportunities, especially in...
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oksanaphaliuk
Mar 28, 20242 min read
Fixed Mortgage Rate or Variable Mortgage Rate?
You have decided to purchase a home and looking into mortgage options? One of the first things you need to know is the difference between...
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oksanaphaliuk
Mar 24, 20241 min read
Mortgage Pre-Approval vs Rate Hold
When looking for a pre-approval have you come across a term "rate hold"? Some people use it as a synonym to a pre-approval, but it's...
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oksanaphaliuk
Mar 18, 20241 min read
Mortgage Pre-Approval - Why Is It Important?
If you have started looking for a new place, you might have heard people talking about mortgage pre-approvals. Sometimes realtors ask you...
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